We collect cookies to analyze our website traffic and performance; we never collect any personal data. Cookie Policy
Accept
The Tycoon Herald
  • Trending
  • World
  • Politics
  • Business
    • Business
    • Economy
    • Real Estate
    • Money
    • Crypto / NFT
  • Innovation
  • Lifestyle
    • Lifestyle
    • Food
    • Travel
    • Fashion
    • Leadership
  • Health
  • Sports
  • Entertainment
Reading: 4 Smart Ways To Find Balance As An Investor
Sign In
The Tycoon HeraldThe Tycoon Herald
Font ResizerAa
Search
  • Trending
  • World
  • Politics
  • Business
    • Business
    • Economy
    • Real Estate
    • Money
    • Crypto / NFT
  • Innovation
  • Lifestyle
    • Lifestyle
    • Food
    • Travel
    • Fashion
    • Leadership
  • Health
  • Sports
  • Entertainment
Have an existing account? Sign In
Follow US
© Tycoon Herald. All Rights Reserved.
4 Smart Ways To Find Balance As An Investor
The Tycoon Herald > Money > 4 Smart Ways To Find Balance As An Investor
Money

4 Smart Ways To Find Balance As An Investor

Tycoon Herald
By Tycoon Herald 5 Min Read
Share
SHARE

Someone wise once said, “Aim for balance in all things.” All things would be great, but let’s start with investing, where finding the right balance between risk and reward is key. A portfolio that’s too risky might leave you vulnerable to big losses in a market downturn—but a portfolio that isn’t risky enough may not show much growth over time. You want your portfolio’s risk temperature to be just right for your goals and time horizons. Here are some things to think about as you look for that ideal balance.

Contents
1. Be clear on your goals.2. Set, or reset, your asset mix.3. Keep your eye on costs.4. Think long-term.

Getty

1. Be clear on your goals.

At Vanguard, we believe that successful investing journeys start with clear goals. They can be big goals, like saving for retirement, college, or a down payment on a house, or they can be as small as having some extra spending money at the end of each month. Your goals—and how soon you want to reach them—carry a lot of weight in determining what kind of investment account you should open, and how risky the investments inside it should be.

2. Set, or reset, your asset mix.

Once you have goals in mind, your asset mix is the most important investing decision you’ll make.

That’s what determines the amount of investing risk you’re taking on—that all-important balance. There are three major asset classes you can invest in: stocks, bonds, and cash. Your asset mix is the percentage of your portfolio you choose to dedicate to each.

Stocks are the riskiest investments, so a breakdown of 90% stocks, 10% bonds would carry more risk than a portfolio that holds 60% stocks, 30% bonds, and 10% cash. Sometimes a stock-heavy asset mix makes sense for where you are on your timeline, especially if you want to give your investments room to grow. At other moments—like when you’re approaching your target retirement age, for example—it makes sense to shift toward a safer mix that leans towards bonds and cash. Like a self-portrait, your asset mix should reflect where you are on the timeline to your goals—and it should change as you move through life.

3. Keep your eye on costs.

Keeping your investing costs low means you’ll have more money working for you in your accounts to earn even more over time through compounding. Otherwise, high fees can eat into your earnings—and that can knock things off balance. Let’s say you invested $100,000 in an account that earned 6% a year for the next 25 years. Without fees, you’d end up with about $430,000. But if you paid 2% in fees each year for those 25 years, you’d only have about $260,000.

The bottom line? Avoiding fees that add up is a great way to help keep your investments on track.

4. Think long-term.

Another way to find balance as an investor is to go with a steady, disciplined investing approach. This means thinking long-term when it comes to managing your portfolio—making a plan and sticking to it, even during those anxious moments that sometimes go along with market volatility.

Swings in the market are normal. But seeing the bigger picture can help steady your heart rate during the ups and downs. There’s a good chance following the plan you made when your emotions were in check will put you in the best position to reach your long-term goals. Showing patience and discipline—finding balance—isn’t always easy, but can be worth it in the long run.

The world of investing can be a lot to take in, especially if you’re just starting out. We’re here to help you find balance as an investor—and to make sure you have all the resources you’ll need along the way.

Learn more about balance in investing

You Might Also Like

Tips on how to Price range Your Money Utilizing Dave Ramsey’s Budgeting Percentages – Dollarsanity

How To Make A Funds: 12 Simple Methods To Do It (The Full Information) – Dollarsanity

10 Outdated-Normal Cleansing Suggestions from Grandma – Dollarsanity

Wedding ceremony On A Funds: Get $30K-Like Wedding ceremony For $5K or Much less – Dollarsanity

80 Issues I Stopped Shopping for to Save Money Quick and Pay Off Debt – Dollarsanity

TAGGED:MoneyThe Forbes Journal
Share This Article
Facebook Twitter Email Copy Link Print
Opinion: A bit of league heartbreak
World

Opinion: A bit of league heartbreak

Members of the Southwest Area crew from Boerne, Texas, and the Latin America Area crew from Barquisimeto, Venezuela shake handsafter Latin America received the Little League World Collection Comfort Sport…

By Tycoon Herald 3 Min Read
Callum Wilson switch information: West Ham set to signal former Newcastle ahead as a free agent
August 2, 2025
Olympian Sha’Carri Richardson Arrested for Assault at Seattle Airport
August 2, 2025
Australia 22-12 British and Irish Lions: Hosts deny vacationers historic collection whitewash after play suspended for lightning
August 2, 2025
Donald Trump Discusses Whether or not He Will Pardon Diddy, See The Video
August 2, 2025

You Might Also Like

50 Small Business Concepts For Ladies – Dollarsanity
Money

50 Small Business Concepts For Ladies – Dollarsanity

By Tycoon Herald 35 Min Read
80 Timeless Frugal Residing Suggestions That Nonetheless Work At present – Dollarsanity
Money

80 Timeless Frugal Residing Suggestions That Nonetheless Work At present – Dollarsanity

By Tycoon Herald 18 Min Read
Easy methods to make Money on Pinterest With out a Weblog – Dollarsanity
Money

Easy methods to make Money on Pinterest With out a Weblog – Dollarsanity

By Tycoon Herald 35 Min Read

More Popular from Tycoon Herald

MEET THE FATHER OF COADUNATE ECONOMIC MODEL
BusinessTrending

MEET THE FATHER OF COADUNATE ECONOMIC MODEL

By Tycoon Herald 2 Min Read
Woman Sentenced to 7 Days in Jail for Walking in Yellowstone’s Thermal Area

Woman Sentenced to 7 Days in Jail for Walking in Yellowstone’s Thermal Area

By Tycoon Herald
Empowering Fintech Innovation: Swiss Options Partners with Stripe to Transform Digital Payments
InnovationTrending

Empowering Fintech Innovation: Swiss Options Partners with Stripe to Transform Digital Payments

By Tycoon Herald 7 Min Read
World

Pope Francis might be discharged from the hospital on Sunday, medical doctors say

Surgeon Sergio Alfieri speaks to journalists on Saturday within the entrance corridor of Rome's Agostino Gemelli…

By Tycoon Herald
Entertainment

Diddy Arrested and Taken Into Federal Custody in New York

UPDATE 7:13 PM PT -- A regulation enforcement supply tells TMZ ... the arrest was scheduled…

By Tycoon Herald
Trending

U.S. Blew Up a C.I.A. Post Used to Evacuate At-Risk Afghans

A controlled detonation by American forces that was heard throughout Kabul has destroyed Eagle Base, the…

By Tycoon Herald
Leadership

Northern Lights: 17 Best Places To See Them In 2021

Who doesn’t dream of seeing the northern lights? According to a new survey conducted by Hilton, 59% of Americans…

By Tycoon Herald
Real Estate

Exploring Bigfork, Montana: A Little Town On A Big Pond

Bigfork, Montana, offers picturesque paradise in the northern wilderness. National Parks Realty With the melting of…

By Tycoon Herald
Leadership

Leaders Need To Know Character Could Be Vital For Corporate Culture

Disney's unique culture encourages young employees to turn up for work with smiles on their faces.…

By Tycoon Herald
The Tycoon Herald

Tycoon Herald: Your instant connection to breaking stories and live updates. Stay informed with our real-time coverage across politics, tech, entertainment, and more. Your reliable source for 24/7 news.

Company

  • About Us
  • Newsroom Policies & Standards
  • Diversity & Inclusion
  • Careers
  • Media & Community Relations
  • WP Creative Group
  • Accessibility Statement

Contact Us

  • Contact Us
  • Contact Customer Care
  • Advertise
  • Licensing & Syndication
  • Request a Correction
  • Contact the Newsroom
  • Send a News Tip
  • Report a Vulnerability

Terms of Use

  • Digital Products Terms of Sale
  • Terms of Service
  • Privacy Policy
  • Cookie Settings
  • Submissions & Discussion Policy
  • RSS Terms of Service
  • Ad Choices
© Tycoon Herald. All Rights Reserved.
Welcome Back!

Sign in to your account

Lost your password?